AMS Advantage

AMS Advantage #1: 0% Interest Payment Plans

With AMS 0% interest Payment Plans, you use your existing credit or debit card, so there's no need to apply for a new account you might not want or need. This is an installment billing plan, where equal payments are made on your card, rather than the whole amount being charged up front - this way you are also not subject to high-interest penalty rates if you are late on one payment. Payments are made every 31 days, automatically deducted after the order ships. The first payment will include tax and shipping if applicable, along with a modest processing fee. A credit check is required on all payment plans, and we can have an answer back to you very quickly. See the details on each plan below.

  • 18 Payments - 0% Interest Affirm Logo

    If your order is between $999.00 and $20,000.00 and has a qualifying 18 pay item on it, you will be billed monthly through Affirm. Learn More

  • 12 Payments - 0% Interest

    Payments as low as $49.92

    With the AMS payment plan, if your order is between $599.00 and $3,000 and has a qualifying 12 pay item on it, your credit card will be billed in 12 equal payments, every 31 days, starting on the day your order is shipped. The AMS 12 month payment plan does require a credit check. A 12 month payment plan is also available through Affirm.

  • 8 Payments - 0% Interest

    Payments as low as $37.38

    If your order is between $299.00 and $3,000 and has a qualifying 8 pay item on it, your credit card will be billed in 8 equal payments, every 31 days, starting on the day your order is shipped. The AMS 8 month payment plan does require a credit check.

  • 6 Payments - 0% Interest - No Credit Check

    Payments as low as $16.50

    If your order is between $99.00 and $1,250, your credit card will be billed in 6 equal payments, every 31 days, starting on the day your order is shipped.

  • 4 Payments - 0% Interest - No Credit Check

    Payments as low as $12.25

    If your order is between $49.00 and $1,250, your credit card will be billed in 4 equal payments, every 31 days, starting on the day your order is shipped.

A credit check is required on the AMS 8 and 12 month payment plans, and we can have an answer back to you very quickly.

18 Pay with Affirm

Your rate will be 0% APR and is subject to an eligibility check. For example, a $999 purchase might cost $55.50/mo over 18 months at 0% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Search "RockNow" for more details

AMS Advantage #2: Fast & Free Shipping

Get It Fast - For Free! Our standard ground service is free, most orders in the red and white zones are at your door in 1 or 2 days! With 4 state-of-the-art warehouses you get the gear you want, when you want it (that would be now!)

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Shipping Map

AMS Advantage #3: Your Account - Your Way

View, track, or print your order history, past and future payment amounts, payment dates, and balances!

Search "MyAccount" or "MyNextPayment" for more details

AMS Advantage #4: Free Gold Lock Extended Warranty

Many of our competitors charge 10% or more for an additional 12 months of warranty on the products they sell. AMS offers this exclusive benefit to our valued customers at no extra charge. Thousands of items on our site and in our catalog carry the "Gold Lock Extended Warranty" icon. It means you get the manufacturer's full warranty plus 12 additional months, FREE!!!

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AMS Advantage #5: Handpick Your Dream Guitar

Choose the weight and finish of the exact guitar that will be delivered to your door. Zoom in to the smallest detail and get up close and personal with your new instrument. There's no better way to shop for guitars than at American Musical Supply.

  • View multiple guitars by serial number
  • See your guitar from 8 angles before you buy
  • Almost feel the weight
  • Zoom to incredible detail
Serialized Guitar Compare Interface

AMS Advantage #6: Money Back Guarantee*

Enjoy an industry leading 45-day return policy. Buy with confidence from AMS! Our 45 day return policy allows you to buy with confidence at AMS! If you are not completely satisfied with any item* purchased from AMS, return it to us within 45 days of the shipping date, and we will refund your money or help you with an exchange. That's always been our policy, and now we've added the ease of Electronic Return Labels!

*Some exclusions apply. See exclusions here

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